Job security

Nobody wants to feel the stress of being laid off from a job. Unfortunately it seems to be a reality for many people. The stress of looking for another job while figuring out how the bills will be paid, etc is not something you want to be feeling. How do you plan ahead for something like this? Can you really save enough $ for unexpected lay-offs? An emergency fund of 3-5 months? Maybe it's a line of credit or another plan you have thought of?

This is how I view an illness or a death striking a family. What if tomorrow you find yourself dealing with an accident or a diagnosis that will require care, make you unable to work for a period longer than 1 month? years? Will you be able to manage?
Equally as bad, is an unexpected death to you or your spouse. Will your family be able to continue the quality of life you have planned without major financial upset?

The big question here is... are you prepared to take on this risk yourself or does it make more sense to share the risk with an insurer? What impact would either choice have on you/your family?

If you only rely on the coverage you have with your employer, it may not be enough. For example, if you are laid off or the company has decided to cut their benefits.

Consider all of these things when you plan ahead for your future.

Thank you!
Karen

Contact me for more details..
karen.divenanzo@sunlife.com
604-603-8571