Early detection is key!

I have titled this "early detection is key" for a few reasons. When it comes to our health we think we are unstoppable. Of course, because why would you ever want to think you will get sick or injured? Living in constant fear is not the answer, nor is living in denial.

So.. the happy middle is where to be. Live your life the healthiest you can, monitor yourself by paying attention to anything that seems to be a little off. If something bothers you then go to a Doctor. I am not one to run to the dr for a little cold but I can assure you I would be there in a second if something seemed unusual. This is why.. my family's financial plan includes a "back up". If any of us were faced with a health crisis we will be ok.

And we were... in April 2007 my partner Tracy was diagnosed with breast cancer. She was 34 yrs old. Chemo treatments, Surgeries, time off work, healing, emotional chaos... It all took a toll on us. Luckily though, it did not cause financial stress. Tracy had Critical illness insurance. She is in fantastic health now and you would never know she was ill. I have critical illness insurance and so does our 5yr old son. I do not plan on ever using mine or Nathan's. Great! because it will act like a forced savings for us. Meaning we will get all of our money paid into the plan back when we cancel it! Win win.

So the next time I hear of someone diagnosed with an illness or getting into a serious accident.. The first thing I say is I hope they have a plan to get through this. Because they most certainly will get through it. I just hope that they can with the least amount of stress.

Also, if you have a plan such as this, you will be more likely to detect early on. That makes all the difference in treatment and survival.

To health!

Karen
karen.divenanzo@sunlife.com

Please contact me if you would like more info on your own back up plan.

New Year - what's on your mind?

So it's been a long time.... 6 months of longer. So what have I been up to?
Trying to keep it all together and focus on my values and my goals. Life has funny ways of testing you all the time. Setting goals is one thing. Sticking to them is a whole other issue. Sometimes I think it would be easier to just go along and stay in the comfort zone. Nah, that is not fun at all. I choose to take challenges and work through them. You?

My career is a challenge every day. I have chosen to take the not-so-easy route. Talking about financial plans, planning for when you die, what do you want to happen if you get sick. Saving enough money for the long term plans while managing the day to day. These are the conversations I have every day. Many people do not like to discuss these issues and it's my job to help get the plans in place. Trust me I have a few stories I would like to share with you.

Here to help!

Best,
Karen

New Year - wha